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Number of UCBs down to 1,457 in FY 25
Business Standard
|December 30, 2025
The number of Urban Cooperative Banks (UCBs) has steadily declined to 1,457 at the end of March 2025 from 1,926 during the same period in 2004 owing to the consolidation process initiated by the Reserve Bank of India (RBI) in 2004-05.
The process included the amalgamation of unviable UCBs with viable ones, closure of nonviable entities, and the suspension of issuance of new licences. During 2024-25, seven mergers of UCBs, six in Maharashtra and one in Telangana, were affected. With this, the total number of mergers since 2004-05 rose to 163, of which more than half were in Maharashtra
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