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Finance firms may keep cornering market share from banks
Business Standard
|September 12, 2025
S&P Global Ratings on Thursday said India's finance companies, especially the upper-layer firms, were likely to continue to corner the market share from banks over the next two years, backed by a higher growth rate and robust financial profile.
"We expect rated finance companies to grow their loan books at a 21-22 per cent growth rate over the next two years, higher than 11-12 per cent for banking-sector loan growth", Geeta Chugh, Managing Director, S&P Global Ratings, said. They will further strengthen their market position, particularly in the retail lending sector, which remains significantly underpenetrated in India, she added.
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