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EMPOWERING FAMILIES WITH FINANCIAL PLANNING

Kiplinger's Personal Finance

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February 2025

Through her pro bono work, this CFP provides free help with budgeting, saving and more.

- EMMA PATCH

EMPOWERING FAMILIES WITH FINANCIAL PLANNING

Tell us about your job and your volunteer work.

I am a certified financial planner, a certified public accountant and the director of financial planning at Signify Wealth, which helps professional and collegiate athletes manage their wealth. I also volunteer with a nonprofit called Britepaths, which operates in northern Virginia and provides short-term safety-net services to our neighbors in need-people who have low or middle incomes-while empowering them to work toward long-term selfsufficiency. Britepaths pairs me with an individual or a family, and I provide them free help with financial planning. I typically work with them from about six to nine months.

What motivated you to start doing pro bono work?

FLERE HISTORIER FRA Kiplinger's Personal Finance

Kiplinger's Personal Finance

Kiplinger's Personal Finance

A Helping Hand for the Homeless

This nonprofit offers shelters, job programs, support in finding a home and more.

time to read

2 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Downsizing Advice, Part II

My column on downsizing (see “Living in Retirement,” Oct.) struck a chord with readers. I heard from many who offered advice on successfully culling clutter.

time to read

2 mins

January 2026

Kiplinger's Personal Finance

WHY COMPANY GUIDANCE MATTERS

Understanding how corporate profit forecasts affect analysts' estimates and stock ratings can help you make investment decisions.

time to read

4 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT SCIENCE REVEALS ABOUT MONEY AND A HAPPY RETIREMENT

Whether you're still planning or already retired, these research-based insights point the way to your best post-work life.

time to read

12 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT TO KNOW ABOUT FLOOD INSURANCE

Even if your home is outside a high-risk area, you may want to purchase coverage.

time to read

2 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

My Retirement Learning Curve

THE NEW WORLD OF RETIREMENT

time to read

2 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

CREATE A FINANCIAL PLAN WITH THESE TOOLS

Online programs for do-it-yourselfers are better than ever-and they're affordable, too.

time to read

9 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

2026 MONEY CALENDAR

These key dates and tips will help you make the most of your money in the new year.

time to read

7 mins

January 2026

Kiplinger's Personal Finance

Should You Renew Your CD?

AFTER you put money in a certificate of deposit, you can sit back while it collects interest over its term. Once it reaches maturity, you'll face a decision: renew it or withdraw the funds.

time to read

1 mins

January 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

GIVING THE BULL THE BENEFIT OF THE DOUBT

KIPLINGER: What do you see ahead for financial markets in 2026? Do you have a target price for the S&P 500?

time to read

5 mins

January 2026

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