Prøve GULL - Gratis

Health Insurance News

THE INSURANCE TIMES

|

November 2025

SBI General Insurance launches 'Health Alpha' with flexible coverage options

Health Insurance News

SBI General Insurance has introduced its flagship retail health insurance product, Health Alpha, offering customers over 50 coverage options and high flexibility to design customised plans. With the tagline Your Health. Your Cover. Your Way., the product aims to make healthcare protection more affordable and adaptable to individual needs.

Health Alpha offers a wide range of sum insured options, from Rs.5 lakh to unlimited coverage, and allows policyholders to opt for long-term plans of up to five years with tenure-based discounts. The entry age starts at 18 years with no upper limit for adults, and from 91 days to 25 years for children.

SBI General said the product is designed to help customers safeguard against rising medical costs while ensuring comprehensive protection. The plan covers a broad range of medical and hospitalisation expenses and is positioned as a step toward personalised and accessible health insurance in India.

Bengal to deploy 110 ambulances for highway accident response

The West Bengal government will soon roll out 110 ambulances under the 108 Emergency Response Service to provide rapid medical aid to road accident victims along national and state highways. Of these, 35 ambulances will have advanced life support systems, while 75 will offer basic life support.

Each ambulance will be stationed at 50-km intervals and provide emergency care within a 25-km radius. Subhanjan Das, Director of the National Health Mission (NHM), said, "This new ambulance service is an effort to save lives during the golden hour. Pre-hospital care is the primary focus."

In 2024, over 34,700 road accident victims were treated in the state, with 15,356 cases reported by April 2025. The government is also promoting the Good Samaritan policy to encourage bystanders to assist accident victims without fear of legal repercussions. The new fleet includes 40 ambulances owned by the health department.

FLERE HISTORIER FRA THE INSURANCE TIMES

THE INSURANCE TIMES

THE INSURANCE TIMES

Epigenetic Clocks as Predictors of Mortality: A New Tool for Life Insurance Risk Stratification

Numerous cohort studies have validated the utility of epigenetic clocks in predicting all-cause mortality. For instance, accelerated epigenetic aging, where biological age exceeds chronological age, has been consistently associated with increased mortality risk (Marioni et al., 2015).

time to read

5 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

Life Insurance News

Life insurers cut distributor commissions to pass on GST relief to customers

time to read

7 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

Insurance Regulator Update

Irdai's Deepak Sood calls for new distribution model to expand rural insurance reach

time to read

2 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

Evaluating the Impact of the New Tax Regime on Motor Accident Compensation Awards

In India, compensation awarded under the Motor Vehicles Act majorly depends upon the income of the deceased (claimant- in case of injury), age and dependency. Since the compensation is calculated based on loss of income after the accident, it increases as the income rises.

time to read

4 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

A Comprehensive Risk Management Framework for the Insurance Industry

In the insurance industry, risk is not merely a challenge to overcome; it is the very commodity we trade. Therefore, a robust and sophisticated risk management framework is not just a matter of good governance but a core strategic imperative. It is the bedrock upon which an insurer builds its solvency, ensures compliance with a complex regulatory landscape, and ultimately achieves sustainable, long-term growth.

time to read

13 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

"The overall industry seems to have understood the need to change the attitude from selling what it has to what the customer needs. This realization has led to the development of add-ons and modular products which are quite flexible in nature."

About Mr. Lahiri - Mr. Samiran Lahiri is widely regarded as one of India's most accomplished insurance professionals and consultants, known for his strategic insight, deep technical acumen, and exemplary leadership across diverse domains of the insurance and financial services industry.

time to read

11 mins

November 2025

THE INSURANCE TIMES

Parametric Insurance - A Disruptive Model for Climate and Catastrophe Risk Management

Executive Summary - Traditional indemnity-based insurance models have long faced challenges in addressing the growing frequency and severity of natural disasters.

time to read

5 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

Safety Perspectives - The Greatest Happiness of Greatest Number

The salvage dealer has many things to pay for, many expenses such as transportation, electricity, rent, employee salaries, machinery, and more. Hence, the salvage dealer would certainly offer a daily prayer: 'Dear God, please bless me with at least 50 salvage cases today and every day'. He wants 50 accident cases every day! There is no harm in his prayer. It is perfectly logical on his part to pray.

time to read

7 mins

November 2025

THE INSURANCE TIMES

Do's and Don'ts While Buying a Term Insurance Policy

Do’s (Things You Must Do)

time to read

4 mins

November 2025

THE INSURANCE TIMES

THE INSURANCE TIMES

Newton's Law - Another interpretation of Proximate Cause

The fire policy we know doesn't cover any loss or damage occasioned by, through, or in consequence of, directly or indirectly, an earthquake, volcanic eruption, or other convulsions of nature. An earthquake is an excluded peril, but loss by theft is an uninsured peril( other than as provided in the RSMDT clause).

time to read

7 mins

November 2025

Listen

Translate

Share

-
+

Change font size