Pan Asia Bank posts strong performance with Profit After Tax of over 2.1 billion rupees for H1 2025

Pan Asia Banking Corporation reported an impressive financial performance for H1 2025 amidst diverse challenges emerging from the gradually reviving but challenging macro-economic environment.

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In financial terms, the Bank witnessed another growth and profitability period, with an increase in Profit After Tax (PAT) of 110 percent. This growth reflects the robust portfolio management, effective cost management, and commitment to generating sustainable profits. As a result, the Bank ended H1 2025 with a PAT of 2.15 billion rupees, more than double the Earnings Per Share (EPS) from the previous year to reach 4.86 rupees.

The Bank's robust performance was complemented by the ability to navigate external challenges adeptly and an unwavering commitment to asset quality, which was reflected in maintaining one of the lowest Stage three Loan Ratios in the industry of 2.39 percent as of June 30, 2025, a testament to rigorous credit risk management and underwriting standards. While the government-imposed restrictions on recoveries posed headwinds, the Bank proactively refined its recovery strategies to minimise the impact.