NOW HEAR THIS

Good advice can be helpful, if you actually listen

- JAY COYLE

MY PAL HAL HAS a new neighbor. A lot of us here in South Florida do. People have filtered down to the bottom of the sock for years, but this year, it's been a bumper crop. These shorebound newcomers are easy to spot. They brave the roadways in golf carts, providing blurry targets for those who came before them. Some, like Hal's new neighbor, take to the water. This particular fellow washed ashore from a dried-up state in the Southwest. His new waterfront palace next door to Hal came with a dock, so a boat seemed to be a logical accessory. Location is everything; he was fortunate to meet Hal across the fence and mention his interest in the water. Hal is a veteran of the marine industry and has owned at least 50 boats. "Coyle, I'm trying to help the guy, but he just won't listen," Hal grumbled. A few years back, I had the same experience with a new neighbor who had emigrated