'Is it the right time to start my investment journey?'

Vanya (27) has been working for the past two years. Her in-hand monthly salary is about 150,000. She is currently living with her parents and has no major responsibilities.

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While Vanya has accumulated a corpus of 2.5 lakh in her bank account, she is afraid of investing it. Although she initially planned to embark on her investment journey in 2020, the pandemic-led market fall scared her away. Later when the market started recovering, she thought she would enter the market at the opportune time. However, owing to the unending market rally, her wait has been like forever. She seeks our guidance.

THE RIGHT TIME IS NOW

Volatility is the inherent nature of the equity market and hence, there is no good or bad time to start investing. If one keeps waiting for the correct entry point, this wait can turn out to be endless, as no one can tell where the market may move. Thus, the best time to start investing is now.

In investing, the more you delay, the less wealth you will be able to generate over the years. Remember that the time in the market is more important than timing the market.

THE RIGHT WAY TO GET STARTED