Gå ubegrenset med Magzter GOLD
Få ubegrenset tilgang til over 9000 magasiner, aviser og premiumhistorier for bare
The Robo Investment Advice
Indian Economy & Market
|February 2018
Most of them are copycats of the US models.
-
When FundsIndia.com announced operations in Robo advisory space people laughed at them. The firm had received huge funding from the Foundation Capital and others. But within a very short span of time there are around 40 companies in India who are offering this service. Being an internet based service; it is catching the eyes of a lot of young people. The objective is to reach out to the young and first-time investors. From registration to execution, little human intervention is needed.
The Robo advisors provide online advice for investments to their clients based upon automated proprietary algorithms where an investor has to register and provide the answers to the questions which decide their risk profile. Robo-financial advisors have strong algorithms at the backend where they create a desired portfolio based on certain parameters like risk profile, performance consistency vis-à-vis benchmark, investible surplus etc.
Based on all this, algorithms generate a Robo investment advice incorporating asset allocation and mostly offer a portfolio made up of debt and equity mutual funds. The securities as advised can be the direct equities or the passive investment tools like index funds, exchange traded funds (ETFs), or mutual funds. All the interactions are digital and around financial goals such as tax planning, saving, regular investment and retirement. Some Robo-advisors primarily offer only mutual funds in terms of transparency, returns and accessibility; these are found to be most appropriate to address goal-based asset allocation needs for retail investors. Some offer insurance and deposits also.
Denne historien er fra February 2018-utgaven av Indian Economy & Market.
Abonner på Magzter GOLD for å få tilgang til tusenvis av kuraterte premiumhistorier og over 9000 magasiner og aviser.
Allerede abonnent? Logg på
FLERE HISTORIER FRA Indian Economy & Market
Indian Economy & Market
THE RISE OF AGROCHEMICAL INDUSTRY India
A PATHWAY TO GLOBAL LEADERSHIP
5 mins
July 2025
Indian Economy & Market
TRADE WAR: CHINA'S WEAPONISATION OF RARE EARTHS
After Beijing announced new restrictions on exporting rare earth minerals and the specialised magnets they make, the world's auto industry warned of shortages that could force factory closures. China's recent skilful deployment of rare earth sanctions was probably the key factor in forcing Washington to reverse its tariff rises on the country. They represent a new era of Chinese economic statecraft — evidence of a sanctions policy capable of pressuring not only small neighbours but also the world's largest economy.
2 mins
July 2025
Indian Economy & Market
"We are strengthening the MSE ecosystem by enhancing access to collateral-free credit and reducing the credit risk for lenders"
How you feel about this year’s Budget announcements as the head of the CGTMSE? Do you think the finance minister has done justice with your demands/ expectations?
7 mins
July 2025
Indian Economy & Market
RUPEE BATTLES ROUGH TIDES
Why Has the Rupee Weakened So Substantially, And What Does the Future Hold for Its Trajectory?
6 mins
July 2025
Indian Economy & Market
ket Ind Ind SUPER INTELLIGENCE
“Al has been driving the stock market to record highs, but the market has the look and feel of a super-bubble,” says James Rickards. He feels that “the crash could come anytime and bring the market down by 50% or more. That’s not a reason to short the major stock indices today. The bubble can last longer than anyone expects. If you short the indices, you can lose a lot of money being wrong. But it is advisable to lighten up on equity allocations and increase your allocation to cash in order to avoid the worst damage when the crash does come.”
6 mins
July 2025
Indian Economy & Market
SOCIALISM, DEMOCRACY AND ECONOMICS
The 2025 New York City mayoral election is scheduled to be held on November 4, 2025. Incumbent Eric Adams, who was elected as a Democrat, is seeking reelection to a second term as an independent.
6 mins
July 2025
Indian Economy & Market
STRENGTHENING TRUST IN THE STOCK MARKET
Securities and Exchange Board of India's 210th board meeting, held on June 18, 2025, saw the approval of a series of amendments designed to enhance various facets of market regulation and governance. Some of these changes were long overdue, while others—though technical—have the potential to quietly reshape market operations. The reforms are designed to simplify compliance processes, enhance transparency, and promote greater ease of doing business across the capital market ecosystem. Shivanand Pandit discusses in detail.
5 mins
July 2025
Indian Economy & Market
Those 'Emergency Days'
It still haunts me. I can never forget those days. And I'm sure many people, who were young enough to understand and feel the current, will ever forget those 'Emergency' days.
12 mins
July 2025
Indian Economy & Market
Everything You Do or Say is Public Relations
These are uneasy times for anyone who manages anything worth its salt - be it an organization, business, or even self-branding either in a creative field or politics. It is the aftermath of the emergence of management technology that has been adopted almost everywhere and, in every sphere, consciously or otherwise, that has helped transform the way we see, think and act.
3 mins
July 2025
Indian Economy & Market
Strategically Navigating Weaker Global Growth
Global economy is seen running into turbulence as trade and geopolitical uncertainties threaten unwinding the gains of yesteryears. The World Bank, in its Global Economic Prospects (GEP, 2025) report for June 2025, forecasts global growth at 2.3% in 2025, slowest growth reading after 2008 with exception of outright recessions.
3 mins
July 2025
Translate
Change font size