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2020 Financial Resolutions
Dalal Street Investment Journal
|January 6-19, 2020
As we enter into yet another New Year, our social media feeds would again be full of New Year challenges and resolutions.
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Even the fitness clubs would see a sudden hike in their membership numbers. As the New Year approaches, we do make a set of rules and targets to achieve in the coming year, and make it a better year than the year gone by. Although, we do it for our health and lifestyle, it is also crucial to include your personal finances in your new year's resolutions. The New Year is a good time to review your financial situation, your personal budget and make plans for the next year.
You can start this with the review of your spending trend in the year 2019. What will help you in this, is your year-end financial statements, such as the annual bank statements, 12-month credit card summaries, etc. that will help you to figure out your spending pattern. You can also take an appointment of your financial advisor to review what worked in terms of your financial and investment plan in the year 2019 and make changes, if any, for the year ahead. If you don't have any financial advisor, then finding a good financial advisor should be one of your main New Year resolutions (if your pocket suits you), since the days heading towards the New Year's Eve are often spent on thinking about the things that happened in the year gone by, and making resolutions for the next year. The start of the year should be spent on writing down the resolutions, or rather, making it a commitment.
To help you in making your finances in 2020 much better than the year 2019, we are hereby listing out some of the basic things that you should adhere to in 2020. If you follow these things religiously then, it will make a big difference in your finances and financial situation at the end of 2020.
Track your budget
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