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RCBC automates loan approvals

The Philippine Star

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December 06, 2025

Yuchengco-led Rizal Commercial Banking Corp. (RCBC) is pushing deeper into digital transformation as it launches an enterprise-wide automated credit decisioning engine designed to speed up consumer loan processing, and strengthen risk evaluation.

- By KEISHA TA-ASAN

RCBC chief risk officer Bennett Santiago said the system streamlines the bank’s lending workflow by automating credit assessments, easing manual reviews, and sharply reducing turnaround time for approvals.

“This initiative enhances operational efficiency, minimizes reliance on manual intervention and strengthens the bank’s capacity to support its broader growth and digital transformation strategy and more importantly, provides faster access to dream cars and houses to creditworthy customers,” Santiago said.

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