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Bank loan payments improve as rates ease
The Philippine Star
|January 19, 2026
Bad loans ratio drops to 3.3% in Nov
The quality of loans held by Philippine banks showed improvement in November last year as fewer borrowers fell behind on their payments, helped by lower interest rates and continued growth in lending.
Preliminary data from the Bangko Sentral ng Pilipinas showed the banking system's nonperforming loan (NPL) ratio eased to 3.32 percent in November from 3.33 percent in October. This marked the lowest level in two months or since the 3.31 percent recorded in September.
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