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ICICI Bank profit jumps 18% to ₹12,630 crore, driven by rise in margins; beats Street estimates
The New Indian Express
|April 20, 2025
THE second-largest private sector lender, ICICI Bank, on Saturday reported a street-beating earnings for the fourth quarter of FY25. The bank reported 18% year-on-year rise in standalone net profit at ₹12,629.58 crore, driven by a steep rise in margins, better asset quality and higher recoveries.
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On a sequential basis, net income rose 7.1%. Gross non-performing asset shrunk to 1.67% from 1.96% the previous quarter, and 2.16% a year ago. Similarly, net NPAs declined to 0.39% from 0.42% a year ago. In absolute terms, gross NPAs fell to ₹24,166.18 crore in the reporting quarter compared to ₹27,745.33 crore in December 2024, and ₹27,961.68 crore in March 2024. Provisions for bad loans increased to ₹891 crore in Q4FY25 from ₹718 crore in Q4FY
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