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Need common mechanism to track SME fund usage: SBI chief
The New Indian Express Vishakapatnam
|January 11, 2025
THERE is an urgent need to develop a common mechanism to track the end-use of funds raised via debt and equity from capital markets by small and medium enterprises (SMEs) to give comfort to lenders and investors and make pricing more competitive, State Bank chairman CS Setty said on Friday.
In recent years, fintech and banks have started to dig deep for credit information from publicly available data and use analytics to create a credit profile for all borrowers, especially the borrowers from the small and medium enterprises. There is a need to formalise and collate
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