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The Excuses For Not Investing
The Morning Standard
|September 08, 2025
In the course of the last few decades of investment behavior that I have seen...let me tell you some of the lies that I have heard....
I am too young to start investing for retirement: Younger people do not like to hear about saving/investing for their retirement — it is just too far away.
My take: forget retirement, this generation will need money to eat from when they are between jobs. Job loss can happen at 32, while retirement may happen at 50.
I have no money to save or invest: I have heard this from people earning ₹9000 per month as well as from people taking home ₹1,84,000 per month. Need I say more?
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