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'Change in loans rule showing result'
The Morning Standard
|December 09, 2023
RBI says these are precautionary measures, move not aimed at denying loans to the needy
BANKING sector regulator Reserve Bank of India (RBI) has said recent changes in the rules for unsecured loans have started showing results in terms of improved underwriting and internal risk practices.
The RBI, though, made it clear that the move was not aimed at denying liquidity or loans to the needy. The issue of unsecured loans and recent regulatory changes hogged the limelight at the post-monitory policy press briefing of RBI on Friday.
Responding to media queries on the need for the move and its impact, RBI governor Shaktikanta Das said that these are precautionary measures which the regulator has taken, and its efforts have always been to act proactively before the bubble bursts.
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