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Today's Gold loan rate: factors and calculation explained
The Business Guardian
|November 16, 2024
Gold has always been a prized possession in Indian households. Often passed on as family heirlooms, gold has religious, spiritual, and sentimental value.
This yellow metal is so versatile that, apart from being revered as jewellery, it also serves as a valuable financial asset.
A gold loan is an excellent way to access cash quickly without selling precious gold jewellery. Today, many financial institutions offer loans against gold, which can be an excellent resource during emergencies. However, to get the best value for available gold, borrowers must be aware of concepts like the gold loan gram rate and how it is calculated.
Understanding the gold loan gram rate The gold loan gram rate is the value of a gram of gold on any given day and determines the loan amount borrowers can get per gram of gold. The value fluctuates daily based on the market rate of gold. This rate is impacted by several factors, including:
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