試す 金 - 無料
RATES AND THE RIGHT DEBT FUND
Southern Mail Newspaper
|June 24, 2025
Debt mutual funds generate higher returns during falling interest rate regime and vice versa
-
Fixed deposit (FC) rates registered a steady dip ever since the MPC started rate-easing cycle at its February meet. The latest 50 bps cut in repo rate and easing liquidity conditions should lead banks to cut FD rates more. This may push fixed income investors towards debt mutual funds to benefit from easing rate cycles. However, with over 300 debt funds and 16 categories, wrong fund choice may lead to sub-optimal returns/ capital loss. Here are some key factors to help make informed decisions on debt funds.
Current cycle
Interest rate cycles play a major role in the price movement of bonds and other fixed income securities. Prices of securities such as bonds have an inverse relationship with direction and quantum of interest rate changes.
このストーリーは、Southern Mail Newspaper の June 24, 2025 版からのものです。
Magzter GOLD を購読すると、厳選された何千ものプレミアム記事や、10,000 以上の雑誌や新聞にアクセスできます。
すでに購読者ですか? サインイン
Southern Mail Newspaper からのその他のストーリー
Southern Mail Newspaper
DMK will win more than 200 seats in 2026 elections: Tamil Nadu CM Stalin
DMK president and Tamil Nadu Chief Minister M.K. Stalin said on Saturday (January 10, 2026) that he was confident that his party would win more than 200 seats in the upcoming Assembly election in the State.
2 mins
January 12, 2026
Southern Mail Newspaper
BJP and JD(S) accuse Congress of misleading people on VB-G RAM G scheme, welcome special session
The alliance partners said they would take the issue to the village level to counter the 'misinformation' being spread by the Congress
2 mins
January 12, 2026
Southern Mail Newspaper
PM Modi leads Shaurya yatra; dazzling lights, drone, devotion pull massive crowd to Somnath
Thousands of devotees thronged the Somnath temple complex on January 10, 2026, staying out well past midnight braving winter chills
1 min
January 12, 2026
Southern Mail Newspaper
A.P. Deputy CM Pawan Kalyan urges doctors to visit tribal pockets once a month
Andhra Pradesh Deputy Chief Minister K. Pawan Kalyan on Saturday appealed to the doctors, experts in various streams of medicine in particular, to visit tribal villages once a month.
1 min
January 12, 2026
Southern Mail Newspaper
Siddaramaiah-led govt. in regular collision course with the Centre
Except for his first year in office (2013-14), the rest of his term coincided with the NDA government led by Prime Minister Narendra Modi, and the presence of rival parties in power at the State and central levels appears to be a major source of friction
2 mins
January 11, 2026
Southern Mail Newspaper
Telugu States need to avoid disputes over sharing of water, says Chandrababu Naidu
The Opposition in A.P. seeks disputes with Telangana over Godavari water, but my focus is on utilising the surplus water going waste into the sea through interlinking of rivers to end drought in the State, asserts Chief Minister
2 mins
January 11, 2026
Southern Mail Newspaper
Censor Board too being weaponised by BJP government, charges T.N. CM Stalin
CM Stalin made the comments in a social media post a few hours after the Board cleared Siva-karthikeyan's “Parasakthi” movie ahead of its scheduled release on January 10, albeit with 25 cuts
1 min
January 11, 2026
Southern Mail Newspaper
Iran protests: 'Enthusiasm to overturn regime incredible,' says Trump
U.S. President Trump threatened to take severe action against Iran if its authorities \"start killing people
3 mins
January 10, 2026
Southern Mail Newspaper
Karnataka government mulling measures to legally challenge MGNREGA repeal
Building further on its opposition to the repeal of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) and enactment of the Viksit BharatGuarantee for Rozgar and Ajeevika Mission (Gramin) Act by the Union government, Karnataka will explore legal possibilities to challenge the repeal.
1 mins
January 10, 2026
Southern Mail Newspaper
Rare January system over Bay of Bengal intensifies into deep depression, to bring heavy rainfall to parts of T.N.
The dry spell over Tamil Nadu may ease soon, with a weather system over the Bay of Bengal having consolidated into a deep depression.
1 mins
January 10, 2026
Listen
Translate
Change font size