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Deep cuts loom at Bank of Granny and Grandpa
Scottish Daily Express
|September 10, 2025
PENSIONERS are being forced to cut back on financial support for children and grandchildren as living costs remain high, despite fears of a looming Budget tax raid on gifting for inheritance tax (IHT) purposes.
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New research from Quilter, the wealth manager, shows one in six retirees now plans to reduce the gifts they give to younger relatives.
The average retiree currently spends more than £2,500 a year on younger family members, while wealthier pensioners can give up to £5,000 in gifts and another £5,000 on education.
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