IDBI Bank reports 33% rise in profits on YTD basis (12 months)

IDBI Bank today announced its results for Q4 FY25. The Net Profit stood at 2,051 crore for Q4 FY25, registering a strong growth of 26% YoY. The operating profit stood at 3,195 crore. NIM was recorded at 4%, and Net Interest Income stood at 3,290 crore. Cost of Deposit stood at 4.83% for Q4-2025 as compared to 4.48% for Q4-2024. CRAR stood at 25.05% with YoY growth of 279 bps. Return on Assets (ROA) was improvedby 29 bps to 2.11% for Q4-2025 as compared to 1.82% for Q4-2024 and Return on Equity (ROE) stood at 20.40%, (YoY growth of 65 bps). Net NPA at 0.15%, from 0.34% as on March 31, 2024. Gross NPA at 2.98%, down from 4.53% as on March 31, 2024. PCR stood at 99.48% as against 99.09% on March 31, 2024.

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Net Profit surges to all time high at 7,515 crore for the year with YoY growth of 33%. The Board proposed dividend of 21%, subject to approval of the members at the ensing