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Why super seniors must file tax this yr
Mint New Delhi
|September 15, 2025
I'm a super senior with ₹7.8 lakh FD interest, ₹4,927 SB interest, and SCSS account. Wife (74) got bank interest of ₹5.45 lakh, and ₹2.64 lakh rent in FY25. We don't have any other investment. What's our ITR liability? —Ramasubramanian
As a super senior citizen (80+), your basic exemption limit for FY25 is ₹5 lakh under the old tax regime and ₹3 lakh under the new regime. Your total bank interest income—₹7.8 lakh (fixed deposits) and ₹4,927 (savings account)—exceeds both limits. The SCSS interest will also be taxable and must be reported under "Income from Other Sources."
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