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Global health insurance cover for Indians: navigating claims

Mint Mumbai

|

May 09, 2025

Can I purchase a global health insurance plan while residing in India?

- Abhishek Bondia

How does the claim process typically work with these plans? Is it cashless, or would I need to pay upfront and later seek reimbursement by submitting the required documents to the insurer?

-Name withheld on request

If you're looking for global health coverage, you have two main options. One is to choose plans offered by certain Indian insurers that come with high sum assured limits. However, these plans often have specific conditions for international coverage—such as restricting it to emergency treatment or select critical illnesses only.

The second option is to buy a comprehensive global health insurance plan from the international market.

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