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GNPA DECLINES TO MULTI-DECADAL LOW Banks post robust performance in 2024-25: Reserve Bank report
Millennium Post Delhi
|New Delhi 30December2025
Commercial banks maintained robust performance in 2024-25, with the gross nonperforming assets (GNPA) ratio declining to a multi-decadal low of 2.2 per cent at March-end, according to a RBI report released on Monday.
The banking sector remained resilient during 2024-25, supported by a strong balance sheet, sustained profitability and improved asset quality, said The report on Trend and Progress of Banking in India 2024-25.
Bank credit and deposit growth continued in double-digits, albeit with a moderation. Capital and liquidity buffers remained well above the regulatory requirements across bank groups.
“Strong banking sector fundamentals provide a buffer against risks, which, together with prudent regulation, create conditions for sustained credit flow,” The report said.
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