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Address concentration risk on UPI payments: IFF to government & RBI
Millennium Post Delhi
|New Delhi 31October2025
The India Fintech Foundation (IFF) has urged the finance ministry and the RBI for immediate intervention for safeguarding concentration risk on UPI, saying over 80 per cent of its transaction volume is controlled by only two players.
REPRESENTATIVE PIC
India Fintech Foundation (IFF), the proposed self-regulatory organisation (SRO) for the fintech industry, was launched at the Startup Mahakumbh in April.
It has submitted a policy recommendation note titled “Policy Options for Mitigating Concentration Risk on UPI” to the Ministry of Finance and the Reserve Bank of India (RBI).
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