RCBC loans drive 20% profit surge

Yu cheng-co-led Rizal Commercial Banking Corp. (RCBC) posted a 20-percent growth in its unaudited consolidated net income to P5.3 billion in the first half of 2025 on the strength of its core business.

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In a disclosure to the Philippine Stock Exchange (PSE), the bank said its core business continued to lead growth, posting a 33-percent increase in net interest income with a net interest margin (NIM) of 4.57 percent, up from 3.71 percent in the same period last year.

Core business expansion was primarily driven by a 14-percent increase in the customer loan portfolio, with consumer lending contributing the highest uplift at 38 percent.