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Pag-IBIG Fund rolls out special 3% loan rate under Expanded 4PH to make housing more affordable

Manila Bulletin

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July 27 2025

Pag-IBIG Fund announced Friday, July 25, that it is offering a special subsidized interest rate of 3 percent per annum for the first five years of housing loans under the Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program.

The special rate is available to eligible members from the lowest income segments up to the seventh income decile, as well as all overseas Filipino workers, for the purchase of socialized housing units which now include house-and-lot units, condominium units, and Pag-IBIG Acquired Assets.

The initiative supports President Ferdinand R. Marcos Jr.’s directive to expand access to affordable and dignified housing, in line with the administration's Bagong Pilipinas vision.

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