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44% on course to fall short of having a minimum lifestyle in retirement – report
Glamorgan Gazette
|May 15, 2025
MORE than two in five (44%) of people in Wales are at risk of being unable to cover even their basic needs in retirement, according to a report from Scottish Widows.
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That figure is worse than the UK average (39%) - a projected outcome which has itself worsened compared with 2023, when just over a third (35%) of people across the UK were thought to be on course to fall short of having a minimum lifestyle in retirement.
Pension savings levels have failed to keep pace with the rising cost of living, according to Scottish Widows, which published the research.
Lowto middle-income earners and people under the age of 40 could be at particular risk of falling short of having a lifestyle in retirement that covers even their basic needs, the report warned.
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