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I am not a big fan of co-lending'
Financial Express Pune
|August 09, 2025
AU Small Finance Bank on Thursday received an in-principle approval from the Reserve Bank of India to transition into a universal bank.
MD & CEO Sanjay Agarwal tells Kshipra Petkar that he is not a big fan of third-party sourcing.
Excerpts:
The approval for universal licence has been given on the condition of 22% of promoter's stake in holding company. By when do you expect that to complete?
We haven't gone and figured out the whole legality or modality. We need some time to really figure out, but the RBI has given us 18 months. So, I think they would have thought that it can be achieved in this time frame.
You will be competing with other major private sector banks. What will be your strategy?
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