Capital SFB in no hurry to become universal bank

CAPITAL SMALL FINANCE Bank is in no hurry to apply for a universal banking licence, managing director and CEO Sarvjit Samra said.

- KSHIPRA PETKAR

"We aspire to be a universal bank one day. But at this moment, we think that we first want to grow in this avatar..." Samra said.

The small finance bank is left with a box to check—the net NPA ratio—to become eligible to apply for a universal banking licence. As on June 30, the net NPA ratio stood at 1.4%.