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‘Deepen inclusion & think global’
Financial Express Mumbai
|October 09, 2025
“AI HOLDS THE potential to fundamentally enhance the next generation of digital public infrastructure (DPI),” he said.
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The governor stated that India’s financial sector is undergoing a significant transformation with RBI introducing key initiatives to enhance market access, efficiency, and inclusion. The conceptualised Unified Market Interface (UMI) is a next-generation financial market infrastructure designed to tokenise financial assets and enable settlements using wholesale Central Bank Digital Currency (CBDC), promising enhanced transparency, faster settlement cycles, and broader participation across asset classes. The governor said that the Unified Lending Interface (ULI) will enable lenders to use data to build alternative credit models, similar to how the UPI revolutionised the payments landscape. He noted that ULI aims to enable the use of data for lenders to build alternative credit models, an initiative tha
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