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LIC profit rises 38% in Q4 on lower payouts, expenses
Financial Express Kochi
|May 28, 2025
Talks in final stage on health insurance foray, says MD & CEO
LIFE INSURANCE CORPORATION (LIC) on Tuesday reported a 38% year-on-year rise in standalone net profit for the fourth quarter of FY25 to ₹19,012.79 crore, aided by lower commission payouts and reduced management expenses.
However, the country's largest life insurer posted a 3% y-o-y decline in net premium income to ₹1.48 lakh crore during Q4. The fall was primarily due to a 14% drop in group insurance premium, which stood at ₹49,965 crore in the quarter, compared to ₹58,245 crore a year ago.
In contrast, total individual premium (including new business and renewal) grew 4% to ₹97,620 crore.
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