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Foreign insurers may now tap Indian mkt without alliances
Financial Express Kochi
|December 13, 2025
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THE UNION CABINET on Friday approved a Bill to raise the FDI limit in the insurance sector from 74% to 100% to unlock the sector's full potential by attracting more stable foreign capital and technology, eliminating the need for mandatory Indian joint venture partners and ultimately boosting national insurance penetration.
The Insurance Laws (Amendment) Bill, 2025, will likely be introduced in Parliament on Monday for approval.
The Bill will also relax the current guardrails and conditionalities on the repatriation of dividends and key management personnel for foreign-owned insurance firms to further ease the doing business.
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