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Deposit growth for SCBs slips to 9.8%, credit holds at 11%
Financial Express Bengaluru
|January 01, 2026
THE AGGREGATE YEAR-ON-YEAR deposit growth for scheduled commercial banks (SCBs) continued to fall in successive half years since March 2024 and stood at 9.8% as of September 2025,down 90 bps compared to 10.7% in March 2025.
The overall deposit growth was also lower than the 10-year average of 10.1%.The deposit growth for private banks (PVBs) fell to 10.1% in September, still higher than PSBs' 9.4% for the same period. The fall in the share of CASA deposits and the rise in the share of time deposits across bank groups continued.
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