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RBI relief for banks
Financial Express Ahmedabad
|June 20, 2025
FOR ALL OTHERS, provision of 1% has to be maintained during construction phase and 0.40% for operational phase. The guidelines will come into effect from October 1.
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"In under-construction projects where the aggregate exposure of the lenders is up to ₹1,500 crore, no individual lender shall have an exposure which is less than 10% of the aggregate exposure," the RBI said. For projects where aggregate exposure of all lenders is more than ₹1,500 crore, the exposure floor for an individual lender shall be 5% or ₹150 crore, whichever is higher.
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