Bad cling peaches and the rise of the overdraft army

WHAT'S going on? Time is flying, the days seem to be shorter than ever before, and yet getting through to the end of the month - and by that I mean payday - seems to take an eternity.

- GREY MUTTER BY LANCE FREDERICKS

And that's just for those with regular incomes - spare a thought for pensioners and those hustling odd jobs to scrape by. It's already tough out there, and we haven't even hit the VAT increase coming on May 1 - International Workers' Day, nogal!

At this rate, they should rename it 'International Sukkeling Workers' Day'.

All I am suggesting is that they say sitting in a draft can make you sick - well, soon many of us might be sitting in an overdraft, and that'll definitely make you feel under the weather.

Most would probably agree: the income side of things isn’t rosy. But what about the spending side? If it’s getting harder to make ends meet, the least we can expect is decent products and fair service, right?

Not always.