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Key things we should all be asking before we retire

Daily Record

|

October 15, 2025

PREPARE FOR LIFE AFTER WORK WITH KEY QUESTIONS IN MIND, SAYS CAMILLA FOSTER

RETIREMENT can open doors to exciting possibilities like travel, hobbies and more quality time with loved ones. But thinking about all the financial decisions around it can feel overwhelming.

In the lead up to giving up work for good, questions around pension pots, annuities and tax become increasingly important, and tackling these less exciting details now will mean you can enjoy the fun stuff later.

To help make the transition smoother, we enlisted the help of Robert Cochran, retirement expert at Scottish Widows, who has outlined the essential financial questions to ask yourself before stepping into this next chapter of life...

Should I combine my pension pots?

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