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NSB Group posts strong 3Q with PBT up 30% to Rs. 34.8 b
Daily FT
|November 24, 2025
Total deposits soar to Rs 1.6 t Stage 3 loan ratio dips to 2.63% Capital Adequacy Ratio at 24% Contributes over Rs. 24.1 b in taxes
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THE National Savings Bank Group (NSB) has reported a solid performance for the nine months ended 30 September 2025, delivering sharp improvements in profitability, margins, and asset quality despite a moderating interest-rate environment.
The State-owned savings giant recorded a Profit Before Tax (PBT) of Rs. 34.8 billion, up 30%, while Profit After Tax (PAT) surged 32% to Rs. 21.2 billion.
Chairman Dr. Harsha Cabral, PC said the results highlight the bank's ability to uphold its dual mandate of safeguarding national savings and supporting State financing, while maintaining strong profitability.
General Manager/CEO Shashi Kandambi noted that disciplined balance sheet management, improved margins, and sustained investments in technology and staff contributed to the strong performance.
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