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Interest rates impact homebuyers as confidence returns in South Africa
Cape Times
|February 23, 2026
REMAX Southern Africa stated that interest rates are still affecting homebuyers in 2026, but buyer confidence is slowly coming back as the market becomes more stable and lending conditions improve.
Remax said that interest rates remain an important consideration for homebuyers in 2026. “In January this year, the South African Reserve Bank (SARB) opted to keep the repo rate unchanged, following a series of cuts over the past year that eased borrowing conditions from the peaks seen in 2023 and 2024,’ it said.
Adrian Goslett, the CEO and Regional Director of REMAX Southern Africa, said that while the interest rate environment has improved, borrowing costs continue to shape buyer confidence. “Although interest rates have come down from their peak, they are still high enough to influence buyer decision-making as buyers today are far more cautious. They want certainty that their monthly repayments will remain affordable”
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