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PhilHealth aims to cut out-of-pocket health expenses to 25% by 2028
Business World Philippines
|November 21, 2025
THE PHILIPPINE Health Insurance Corp. (PhilHealth) plans to slash Filipinos’ out-of-pocket medical expenses up to 25% by 2028, PhilHealth said, noting the need to ramp up state spending to ease the burden on the public.
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PhilHealth President and Chief Executive Officer Edwin M. Mercado said the state-run insurer aims to cut Filipinos’ out-of-pocket health spending to 25% to 30% in the medium term, from 44.7% in 2023.
“(That is) our objective in the medium term until 2028. Based on our back-of-the-envelope computation, the national government really needs to increase healthcare spending,” he said.
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