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Rethink insurance delivery to reach rural India: Irdai’s Sood

Business Standard

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October 09, 2025

As India’s digital infrastructure equips the industry with the tools to make insurance universal, there is a need to rethink the distribution framework to extend coverage beyond metros and urban centres, said Deepak Sood, Member (Non-Life) at the Insurance Regulatory and Development Authority of India (Irdai).

- AATHIRA VARIER

Speakingat the GFF 2025, Sood said, “In the last decade, India has built one of the most powerful digital public infrastructures anywhere in the world. The digital backbone gives us all the tools that we need to make insurance truly universal — to take

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