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Gold loan disbursements surge 94% in Q3: Equifax
Business Standard
|March 06, 2026
Gold-loan disbursements rose 94 per cent year-on-year (Yo-Y) to ₹8.16 trillion in the October-December quarter of 2025-26 (Q3FY26), up from ₹4.23 trillion in the yearago period, as borrowers increasingly preferred gold-backed loans over other credit options for business needs, according to the Equifax Retail Insights report.
Private-sector banks saw gold loan disbursements rise 65.75 per cent Yo-Y to ₹1.21 trillion, while public-sector banks (PSBs) recorded a 71.24 per cent increase to ₹3.75 trillion. Non-banking financial companies (NBFCs) posted the sharpest rise, with disburse
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