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Bank loans contract after three months

Business Standard

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November 03, 2025

After a robust pickup in disbursements till the end of September, bank loans contracted in the first fortnight of October —a first since the fortnight ended July 11, latest data released by the Reserve Bank of India (RBI) showed.

- ANJALI KUMARI

Bank loans contracted ₹49,468 crore for the fortnight ended October 17. But year-on-year (YoY) growth improved marginally to 11.5 per cent from 11.4 per cent a fortnight ago.

Deposits also contracted by ₹2.15 trillion and recorded Yo-Y growth of 9.5 percent compared to 9.9 per cent a fortnight ago.

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