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Bank credit to improve to 11.5-12.5% in FY26
Business Standard
|November 28, 2025
Indian banks are expected to deliver a stronger performance in 2025-26 (FY26) with improved asset quality and credit growth showing signs of revival, according to CareEdge Ratings.
The rating agency has projected overall bank credit growth of 11.5-12.5 per cent in FY26, lifted by a rebound in consumption following the goods and services tax (GST) rate cuts and an uptick in corporate demand in the second half of the year. Bank loans grew at 11 per cent in FY25.
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