IS IT TOO EARLY TO WRITE YOUR WILL?

A financial planner explains to ELLA WALKER why getting this vital document in place is not something to put off

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IT CAN be easy to feel invincible and as though we're destined to live forever. After all, why think about death when there’s so much living to do first?

However, just like taxes, dying is guaranteed - it’s a matter of when, not if.

Of course, the hope is that it won't happen until you are a grand old age but things do not always go to plan. Being prepared in advance, especially when it comes to writing a will, can make your passing a tiny bit less difficult for those that love you.

Is there an optimum time to write one though? Is there an age limit? Or can you put one together too soon?

“The short answer is, you have to be at least 18 to make your will. So you do have to be an adult,” says Tony Fuller, chartered financial planner at Path Financial.

“But beyond that, it’s more common for people to do it too late than too early.”

When to think about writing a will

It’s certainly not mandatory that you visit a solicitor the day you turn 18, that would probably put a downer on the birthday festivities.

Instead, Tony says, “there are some natural times that people start to think about, or should start to think about, making a will...”

Firstly, when you come into money. “It’s more important if you have property or wealth,” he explains.