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40 Under 40 - Lender to the Underserved
BW Businessworld
|October 05, 2024
Olyv is a comprehensive financial wellness platform with products that range from digital gold to credit score checks
ROHIT GARG
Co-Founder & CEO, Olyv (formerly SmartCoin)
Founded in 2017, Olyv (formerly known as SmartCoin), started out as an app-based consumer lending platform, offering quick personal loans to self-employed and salaried individuals in India. Partnering with RBI-registered Non-Banking Financial Companies (NBFCs), Olyv aimed to address the financial needs of the country's vast underbanked population.
Over the years, the company has transformed from a microlending entity to a comprehensive financial wellness platform, offering a range of services that include digital gold savings and credit score checks. Users can avail of loans of up to Rs 5 lakh, with flexible tenures of up to 24 months and interest rates starting at 1.5 per cent per month.
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