Of late, debt funds had become an alternative investment option to fixed deposits for many. While the going was good, investors gained from high returns from debt funds and did not have to bother about underlying risks. But the closure of six debt funds by Franklin Templeton came as a shock to many. Defaults by debt-issuing corporates, the most recent spree having started with IL&FS, have become more common these day. “Conservative investors often go for debt funds thinking they are safe but, like equity funds, debt funds too come with a degree of risk depending on the type of scheme or investing strategy of the fund manager,” says Pranjal Kamra, CEO, Finology.
Caution is key if you plan to invest in debt funds. “One should keep their investment horizon in mind. For example, if you want to park money for a few weeks, don’t pick a short-duration debt fund,” says Abhinav Angirish, founder, InvestOnline.in. Here are some risks to consider.
CREDIT RISK
この記事は India Today の June 08, 2020 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、8,500 以上の雑誌や新聞にアクセスしてください。
すでに購読者です ? サインイン
この記事は India Today の June 08, 2020 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、8,500 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
The German Swiss Knife
The BMW XM, the latest from the German auto major's stable, represents the epitome of modern engineering.
A Tale of Two Whiskies
Industry leaders and start-ups alike are betting big on innovative, made-in-India whiskies
BREAKFAST (AND MORE) AT TIFFANY'S
Dubai's new Blue Box Café from Tiffany & Co. fulfils all your Audrey Hepburn dreams to the fullest
Mistress of Spices
Things just got more spicy at The Imperial, New Delhi, as the hotel launched an all-new menu for its famed restaurant The Spice Route-the first such endeavour in the past 27 years.
Does Size Matter?
Spice brings you an exclusive first look of the thinner and sharper newly released iPad Air and iPad Pro
This Party's Getting Started
Give your inner culture vulture wings to soar with Spice's round up of some of the most feted festivals from around the globe.
Ageing Gracefully
Purveyor of the robust cuisine of the Northwest Frontier, Bukhara at the ITC Maurya is still going strong at 45.
ADVENTURES IN MOROCCO
A road trip crisscrossing the breathtaking Atlas Mountains, interspersed with some good old fashioned dune bashing in the Sahara desert serves up the perfect recipe of a Matinee classic in the Mercedes-Benz GLS.
Redefining Adornment
Contemporarising the art of craft when it comes to jewellery requires ingenuity, innovation and imagination. Here are our top picks from the eighth edition of GemGenève that are driving the new narrative.
SPACE TIME
Get cosmic with dials carved out of meteorites