Spending Habits

Your CREDIT Your MONEY

January-March 2017

One of the most difficult parts in Income Planning for our pre-retiree and retiree clients is all of the assumptions that need to be made to construct the plan.

For example - how will spending change post-retirement from pre-retirement. One would think that spending would increase due to all of the “free time” that retirees early on in their retirement years discover. Travel, meals out, gifts for grandchildren and trips to see them, golf and other leisure activities would seem to take a larger and larger piece of the monthly income.

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