They help to enhance the benefits of your insurance plans
The advent of internet has made the purchase of a life insurance a highly convenient task. It has removed the dependency on agents as one can compare different plans at different websites to opt for the best suited plan.
However, there are other factors that one needs to keep in mind while purchasing an insurance. Most importantly, one must opt for the best riders in order to enhance the benefits of the plan as well as to provide more financial security.
A rider is an add-on cover to the primary policy, which offers benefits over and above the policy subject to certain condition by paying additional premium to suit your needs. Cost of the riders varies from insurers to insurers. Few life insurers offer in-built riders with the primary policy without any additional cost and premium. Pointing out the importance of riders Rishi Mathur, Head-Products and Strategy, Canara HSBC Oriental Bank of Commerce Life Insurance Company, said, “The benefits of selecting riders is that you go through the process just once and get multiple coverage. In general, the cost of riders is relatively lower and hence by paying a bit extra, you are covered for multiple risks.”
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