Life is a constant cycle of learning and transformation. We are in the first quarter of 2020 and the implications of the Universal number 4 (2+0+2+0 =4) are being felt. Number 4 signifies reconstruction and re-evaluation of our vision. It encourages hard work, discipline, structure, realistic goals and the need for security in the wake of ensuing obstacles. Add to it the wobble of the Leap Year, makes the need for balance, all the more crucial. It is a pivotal year where materialism is being forced take a backseat.
This is a year of growth in the dimensions that need change. Changes are sudden to bring order in your life, especially in the areas of finance and health. It induces confinement, restrictions and hurdles.
On a positive note, it reminds you of the strength in going slow, exercising thrift and budgeting your excesses. It may get you involved in government-related or collective projects, reworking both your business as well as personal strategies.
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Meir Statman, the Glenn Klimek Professor of Finance, Leavey School of Business, Santa Clara University, California, is the second generation of behavioural finance experts who refused to label people as \"irrational\" and instead called them \"normal\". In his latest book, A Wealth of Well-Being: A Holistic Approach to Behavioral Finance, he expands the circle of finance to include life well-being and shows how they are inextricably intertwined. As part of an interview series, 'Wealth Wizards: Money Maestros in conversation with Nidhi Sinha, Editor, Outlook Money', Statman spoke about his research, and explained concepts through anecdotes that can help you take balanced decisions. Edited excerpts:
