In the end, it was a tie for the title of the Bank of the Year at Business Today-Money Today Financial Awards 2020. State Bank of India (SBI) and private sector major HDFC Bank jointly bagged the award. HDFC Bank won for the sixth year running, while for SBI, it was the second time. HDFC Bank also bagged ‘Best Large Bank’ and ‘Best Fintech Engagement’ awards. SBI was also awarded for being ‘Best in Rural Outreach’.
The BT-MT Financial Awards identify winners across four financial categories – mutual funds, pension funds, insurance and banking. The awards were conferred by Chief Guest R. Gandhi, Former Deputy Governor, Reserve Bank of India (RBI).
Delivering his keynote address on ‘New Vistas in Indian Banking’, Gandhi said retail credit demand will continue growing as India moves towards becoming a low inflation economy. “Going forward, India will have low inflation. Naturally, interest rates will also come down, so will returns from savings instruments. This is what is making people borrow more and enjoy goods and services now rather than investing in savings instruments. Many countries have followed that pattern. It is now happening in India,” he said.
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