मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
कोशिश गोल्ड - मुक्त
Indian Banks Need Enhanced Assessment of Interest Rate Impact
The Statesman Siliguri
|July 10, 2025
The change in repo rate is the most reliable predictor among key banking metrics like advances, deposits, and Net Interest Income (NII) that affect lending activities, a report said on Wednesday, adding that banks need enhanced assessment of the interest rate impact.
However, it takes 12 to 24 months for the full effects of rate changes to materialize in banking performance as transmission is neither immediate nor uniform, showed a Boston Consulting Group (BCG) study.
"Such policy rates are often increased to cool down an overheated economy, to rein in inflation," said Deep Narayan Mukherjee, Partner and Director, BCG.
"While rates act as enablers, the actual expansion of credit hinges on borrower sentiment and lenders' risk appetite," Mukherjee added.
यह कहानी The Statesman Siliguri के July 10, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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